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Posted by Adam Driscoll on

3 Totally Realistic Strategies for Revving Up Your Retirement Savings

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Many of us would like to have an early retirement at 50 or 55 years of age instead of the traditional age of 62 or 65. Even with today’s economy, that dream is possible to achieve.

Planning for early retirement does not have to be a difficult task, especially if you are just starting out in the working world when money is usually tight. Scarifies will have to be made and immediate gratifications will have to be deferred. You will need early retirement planning and have a good retirement savings plan that will provide the nest egg you that will need for the financial security that is want during your retirement years.

Having a goal in mind is an important first step if you want to retire early. If you goal is to retire living the same lifestyle that you are living at the time of your retirement, then you need to identify the annual expenses involved to live that lifestyle and how much income you need to cover those expenses, and multiply that number by the number of years of your life expectancy.

Furthermore, don’t forget to account for inflation and unexpected emergencies such as medical emergencies due to accidents or natural disasters.

Here are the 3 strategies to revving up your retirement savings:

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3 Totally Realistic Strategies for Revving Up Your Retirement Savings

Posted by Adam Driscoll on

Don’t let renovations do your block

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The prices of residential properties in Perth have dramatically gone down to significantly more affordable rates resulted from the sudden surge of foreclosures all throughout several countries all over the world. So, more and more people these days are discovering the great benefits of buying a foreclosed home. And with this in mind, choosing a foreclosed property will most likely require you to perform one or several repairs or renovations. On the other hand, renovation is not only for foreclosed houses. Some homeowners are remodelling with the intent to sell their home, or have just decided for an upgrade to their home.

Home renovation and property development can be costly and time consuming. However, regardless of your budget or timeline, this project not only increases the value of your home, but also make for a more comfortable and attractive living environment.

You can check out an article posted at if you want to learn more on how to effectively renovate your home even if you are in a tight budget. The article aims to teach homeowners how to properly use their $200 thousand for their home renovation.

You can check out the full article here:

Posted by Adam Driscoll on

Investing in property, are you sure?

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If driven correctly, property investments can be a very successful investment “vehicle” because they can yield very good profits. Although property investment can be relatively advantageous, there are certain risks inherent in the investment process. To ensure a positive outcome, it is always important to understand and manage these risks.

Just like what most people say and believe, there is no profit without risk in any field most especially with property investment. Generally, risks in property investment in Perth WA are far more than potential rewards. So, always advisable to understand the risk factors before investing to minimise the risks associated with it.

Luckily, an article published at PerthNow can help you to know the risks involved with real estate investment. The article can help you understand what makes this type of investment risky.

You can check out the article here:

Posted by Adam Driscoll on

Credit Management

Having good credit report can give you good advantages in achieving your plans by establishing your creditworthiness. Everyone should understand that managing your credit well is very important because it is your key to maintain a good credit report.

Moreover, you should also understand that bad finances can bring you a lot of problems. So, whether you own a small or big business, you should be responsible with your finances so that you can have a well-managed life.

An article posted at can help you to understand credit management very well. The article can help you understand what credit management is, what the credit application process is and what debt recovery is.

You can read the full article here:

Posted by Adam Driscoll on

Retire by 50

We all know that there are a lot of people working for government or private organisations who are not happy on what they’re doing. So they would like to quit their job and retire young. And also, there are some businessmen who want to earn a lot of money as soon as possible so that they can retire as early as before they turn 50.

However, it is very ironic that those who do well enough to stop working early are often the type of people who love what they do so much that they want to keep going.

Christopher Niesche of has posted a very interesting article which talks about some ideas on how to retire at the age of 50. These tips are very good for small business owners even if you’re not the type of person who wants to retire early; it’s still nice to have that choice.

You can read the full article here:

Posted by Adam Driscoll on

Why Haven’t You Started Your Financial Planning in Perth?

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Many individuals often find themselves short on cash and already in panic mode because they do now know where to get the money to pay for utilities, bills, and worse; emergencies.


Why is financial planning important? The tough economic conditions that we experience these days should encourage all Australians to stash a little bit of our regular income or salary for tough financial days; and also to secure our future retirement though we are decades away from this stage in life.

There is no question that financial planning is extremely essential. The real questions is not actually as to why financial planning is important; but more so, why haven’t you started on your financial planning? Financial planning should also already be one of our main priorities. This is with regards to the money we spend and the money we earn on the regular basis.

For some, they even hire a financial planner to help them make smart financial decisions. They are experienced and knowledgeable about the certain investments that are good and bad for you.

When talking about planning your finances, the first thing that comes to mind is security. All of us want to be secured financially and we should be extremely careful with our financial decisions as you can lose everything if you are not careful.

For sure nobody likes to end up in bankruptcy. If we have been working hard enough for most our lives; it’s only fair that we get to enjoy the fruits of our labour when we decide to retire.

Therefore, even if you are still young, you should start planning your finances as early as today. Not only it will help you secure your retirement, but it may also help you purchase properties, finances your children’s education, etc.