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Posted by Adam Driscoll on

How to handle brutal feedback better

Every business owner wants to hear positive comments and feedbacks about their business. But the truth is, we are living in an imperfect world and your business will not get positive feedback all the time no matter how hard you try pleasing your customers. You can’t help it – harsh feedbacks are unavoidable in business.

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Harsh feedback

Negative business feedbacks can be painful, both emotionally and financially. But despite all these, you can also get some positive things by knowing how to use these negativities.

The best way to deal with brutal feedback is by being diligent in understand what such people say about your business. You need to carefully read or listen what they say. Distinguish the accuracy of the feedback from the quality of its presentation. Few people are skilled at presenting criticism in a way that makes the recipient feel comfortable accepting what’s being said as worthwhile information and learning from it.

Another way to deal with brutal feedback is by distancing your emotional self. You don’t have to take these feedbacks as personal attack. Well, as a human being, it’s normal to react when you hear negative comments. Instead, accept them openly and with gratitude.

Do not try to prove to your critics they are wrong. The key is to listen to the other person without planning your reply. Instead, ask question to help you understand what your critics are trying to say. Ask the right questions. Otherwise, you don’t get the right answers. A question asked in the right way often points to its own answer.

Finally, put yourself in your customers’ shoes. This will help you understand what they are going through and the impact the problem is having on their day. Convey that you deeply understand how the customer feels. This will help you understand your business’ problems and figure out how to improve your products and services in order not to repeat same issues.

For more on how to handle brutal feedbacks, check this out:

Posted by Adam Driscoll on

Make budgeting great again by putting future fun first

Budget is the process of making a plan on how you’ll spend your money. By creating a budget plan, you can determine in advance whether you will have enough money to do the things you need to do or would like to do.

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Household budget

Having a planning process on how to prioritise your spending can be an excellent tool especially for those who don’t have enough money to do everything you do. It can also help you focus on the things are most important to you.

Since budgeting allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that are important to you.

At home, budgeting is also important especially in today’s economic situation. It forces you to map out your family goals, save your money, keep track of your progress and make your dreams a reality. Having long-term goals such as buying your own house can help you stay away from temptations such as buying the latest shoes or gadgets.

It also helps you become disciplined with your purchases. Nowadays, it is very easy to apply for credit card plans which mean it is also very easy to get in debt. But, if you create and stick to a budget, you’ll never find yourself in this precarious position. You’ll know exactly how much money you earn, how much you can afford to spend each month and how much you need to save.

By having a household budget, you’ll spend your money responsibly and stay away from irresponsible debts. This will then help you save up for the rainy days such as when you get laid off, become sick or injured, go through a divorce or have a death in the family or any kind of financial turmoil.

Budgeting can be difficult especially if you have low income. However, did you know that it can be fun? Read this for more details:

Posted by Adam Driscoll on

Trouble with debt

Many individuals here in Perth, Western Australia struggle with their debts getting out of control. For some, it is like an illness that never goes away. For any person, debt is like this illness that never goes away, it persists and persists, never truly getting better until action is taken.

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Trouble with debt.

Just like illness, debt can cause a great deal of suffering and pain to have troubles paying their monthly bills. What’s worse is debt can go beyond simply the inability to pay bills on time; it can literally cause both physical and mental health problems.

The feelings caused by unmanageable debt can cause a lot of stress, or in worse cases, enough to drive anyone insane. Those suffering from debit will likely feel a combination of shame, depression, embarrassment, anger, and anxiety. While physical and emotional problems occur out of massive debt, other negative side effects occur as well. Otherwise, other people have resorted to cheating, stealing, and lying in efforts to hide or eliminate their debt.

Foreclosure is also one possible side effect of being unable to get out of debt over time. Foreclosure is possible if you have trouble paying mortgage. The trouble with foreclosure is that you lose your home. This is one of the most common problems faced for those with bad debt.

Another possible side effect of getting into bad debt is bankruptcy. People file for bankruptcy so that they’ll get protected under the law. It can be a long, drawn-out, and trying process, but sometimes bankruptcy can actually help someone in debt get the relief and start they need to come out of debt once and for all.

Arguably the worst effect of getting into terrible debt situation is suicidal tendencies. Sometimes those who are unable to eliminate their debt drives their situation to thinking suicide is the only way out.

For more on how get out of trouble caused by debt, read this: